For this literature search assignment, I decided to conduct a literature search on “redlining.” I feel that redlining is a practice that has changed over time. Therefore, I looked for sources that contained housing discrimination by means of redlining. From conducting this search, I found that documents containing redlining also contained information about housing discrimination in general. This reassured me that I was well on my way to conducting a useful literature search for the first essay assignment.
The first source that I found was an online book from a Congressional hearing about “reverse redlining,” which was published in 2009. 1 2 I later found the paperback version of the book on Amazon. From reading the first several pages, which are the transcripts of speeches, one can immediately gather that housing discrimination is still occurring despite acts, such as the Equal Credit Opportunity Act, that have been passed to aid the stop of such discrimination. In this document, it is noted that housing discrimination is most often affecting minorities that have low incomes, bad credit, and/or poor employment history. This document will be a great resource for background information regarding redlining and it’s current state of “reverse redlining.”
- United States. 2010. Predatory lending and reverse redlining: are low-income, minority and senior borrowers targets for higher-cost loans? : hearing before the Joint Economic Committee, Congress of the United States, One Hundred Eleventh Congress, first session, June 25, 2009. Washington: U.S. G.P.O. http://purl.access.gpo.gov/GPO/LPS122104. ↩
- Joint, United States Congress. Predatory Lending and Reverse Redlining: Are Low-income. Books LLC, Reference Series, 2011. ↩
- Dreier, Peter. “Redlining Cities: How Banks Color Community Development.” Challenge. Volume 34, No. 6 (November 1, 1991): 15–23. ↩
- Harney, Kenneth. “Mortgage Lenders Invent a New Way of Redlining.” Hartford Courant. Hartford, Conn., United States, February 3, 2008, sec. HOME & REAL ESTATE. ↩
- Curtis. “Outside the Neatline: Redlining in Hartford Area, 1937: A Web-Based Map with Linked Documents.” Outside the Neatline, July 12, 2011. http://outsidetheneatline.blogspot.com/2011/07/redlining-in-hartford-area-1937-web.html. ↩